How to save money with groceries… Grocery shopping accounts for one of our biggest outgoings behind childcare and our mortgage. I regularly like to challenge myself to save money on grocery shopping. It is very easy to stockpile our cupboards and not keep on top of using those store cupboard ingredients. 1. Organise your cupboardsContinue reading “How can I save money on grocery shopping?”
Traditionally, the first of my New Year’s resolutions tend to be ‘how do I spend less on clothes’? January tends to be a ‘sort things out’ kind of month for me. The first thing I tend to find myself pouring over is my wardrobe. I find myself trying to organise, sort, get rid of thingsContinue reading “How do I spend less money on clothes?”
Now you have a solid plan to reduce your Christmas Debt, its time to think about ways to avoid the same situation. In other words, how can you have a debt-free Christmas in 2021? 1. Plan early Lots of people have the mindset that it is wrong to think about Christmas early. They think thatContinue reading “5 Ways to have a debt-free Christmas?”
The point of this part of the process is to work out how to reduce the cost of your debt. That means you can then pay off your debt as quickly as possible with as minimal cost. This isn’t just about doing a balance transfer to a lower rate and getting on with spending more!Continue reading “5 Way to reduce the cost of credit card debt”
Now that you have got yourself into the mindset of dealing with your Christmas Debt, it is time to work out how to pay off your debt as quickly as possible. Credit card debt is expensive, it has high-interest charges which mean that you need to get the amount you have borrowed, paid off asContinue reading “5 ways to spend less and pay off debt”
Are you dreading the arrival of the January credit card statement? Have you spent too much this Christmas and are wondering how you will pay for it?