Are you struggling under the weight of your post-Christmas spending? Set some New Year’s Financial Resolutions with us today.
Are you tired of spending a fortune on toys for you kids? Do you want to know the best way to save money on toys? I’m not sure about your kids, but I think mine probably play with less than 50% of their toys. That means we have stuff which is unplayed with, still in…
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How to save money on kids clothes Are you grappling with the constant challenge of how to spend less on kids clothes? Are you fed up with the mountain of outgrown, hardly worn items currently cluttering up your spare room? The secret is you need a clothes plan for your kids. I’ve written in other…
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Hair and beauty product addicts rejoice! Here are my top 5 tips to save money on hair and beauty products. Makeup, skincare, body lotions, shampoo, conditioner, hand creams you name it, I used to buy it. A recent survey suggests that over 70% of British women over the age of 30 spend more than £50…
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How to save money with groceries… Grocery shopping accounts for one of our biggest outgoings behind childcare and our mortgage. I regularly like to challenge myself to save money on grocery shopping. It is very easy to stockpile our cupboards and not keep on top of using those store cupboard ingredients. 1. Organise your cupboards…
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Traditionally, the first of my New Year’s resolutions tend to be ‘how do I spend less on clothes’? January tends to be a ‘sort things out’ kind of month for me. The first thing I tend to find myself pouring over is my wardrobe. I find myself trying to organise, sort, get rid of things…
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Now you have a solid plan to reduce your Christmas Debt, its time to think about ways to avoid the same situation. In other words, how can you have a debt-free Christmas in 2021? 1. Plan early Lots of people have the mindset that it is wrong to think about Christmas early. They think that…
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The point of this part of the process is to work out how to reduce the cost of your debt. That means you can then pay off your debt as quickly as possible with as minimal cost. This isn’t just about doing a balance transfer to a lower rate and getting on with spending more!…
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Now that you have got yourself into the mindset of dealing with your Christmas Debt, it is time to work out how to pay off your debt as quickly as possible. Credit card debt is expensive, it has high-interest charges which mean that you need to get the amount you have borrowed, paid off as…
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Are you dreading the arrival of the January credit card statement? Have you spent too much this Christmas and are wondering how you will pay for it?
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